Getting Your Home Ready for Fall? Experts Say This One Overlooked HVAC Check Matters Most Right Now

It's a proven way to cut energy costs, too

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After a summer of running the air conditioning hard, it’s almost time to turn our attention to essential HVAC maintenance ahead of fall. And if there’s one task our experts say you shouldn’t put off, it’s replacing a dirty air filter.

A clogged filter can force your system to work harder, reducing airflow and efficiency. In more extreme cases, it can even contribute to system failure. The good news? Replacing it is quick, simple, and relatively inexpensive, making it one of the easiest fall maintenance jobs to check off your list.

Here, HVAC pros share why it's a fall home maintenance tip that demands immediate attention.

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As Vanessa Ferrara, Co-Owner of Dang It’s Hot!, a family-owned air conditioning company serving South Florida, explains, your air filter is your AC system's first line of defense against dust, pet hair, and other airborne debris.

'After a long, hot summer, especially in warmer climates like South Florida where the AC runs almost non-stop, a dirty filter can cause restrictions and reduce the airflow through the system,' she says.

'Restricted airflow can make your AC system work harder, run less efficiently, and in more severe cases, cause the system to freeze up. Checking the filter is a simple and inexpensive step to keep your system operating properly,' while avoiding dust and dirt increasing your energy bills.

Alex Marsh, CEO and Founder of Bearcat Heating & Cooling in Spokane, Washington, agrees. 'Think of the air filter like the oil in your car,' he stresses. 'You wouldn't run a full summer of hard driving and then skip the oil change before a road trip, but that's exactly what happens to most furnaces and ACs every fall.

'And you're about to seal the house up for the season, with windows shut, everyone indoors, and the system recirculating the same air, so a fresh filter matters most exactly when fall allergens like ragweed and mold are peaking.'

How to Replace Dirty Air Filters

Fortunately, says Shawn Bell, General Manager, Operations of Texas Ace Service Heating & Air, 'Swapping air filters is one of the rare DIY maintenance tasks that requires no tools and minimal knowledge.'

To begin with, ensure your AC is turned off at the thermostat, and locate your filter. Then, simply remove the old filter from the filter slot and replace it with a new one of the same size.

'Match the filter to the printed dimensions on the old filter's frame, and insert it with the airflow direction arrow facing toward the unit,' adds Shawn. 'Filters are typically between one and three inches thick.'

More than anything, ensure you don't put the new air filter in backwards. 'The airflow arrow must point toward the furnace or air handler (the direction air travels, away from the room and toward the blower),' warns Alex. 'Putting it in backwards is the number one DIY mistake, and it chokes the exact airflow you're trying to protect.'

Then, turn your HVAC system back on, and write the date directly on the new filter when you install it, so you'll know roughly when it needs changing again.

'Don't rely only on the "change every 30 to 90 days" rule,' though, shares Vanessa. 'How quickly a filter gets dirty depends on the home, pets, how often the system runs, and even the time of year. Check it regularly and replace it when it's visibly dirty.'

What to Shop

While you'll need to shop for the exact air filter to fit your system, below I've curated a selection of six items that make it easy to clean your HVAC system in between replacing the filters.

All prices were correct at the time of publication.

Meet the Experts

A headshot of Vanessa Ferrera
Vanessa Ferrera

Vanessa is the Co-Owner of Dang It’s Hot!, a family-owned air conditioning company serving South Florida. She oversees the operations and customer experience side of the business and works closely with homeowners and experienced AC technicians every day. Her work focuses on helping homeowners better understand their AC systems, preventive maintenance, and the practical steps they can take to improve comfort, efficiency, and system reliability.

A headshot of Alex Marsh wearing a black top in front of a green and leafy bush
Alex Marsh

Alexander is the CEO and Founder of Bearcat Heating and Cooling, based in Spokane, Washington. The company specializes in residential HVAC Repair, installation, and maintenance.

A headshot of Shawn Bell
Shawn Bell

Shawn is the General Manager, Operations of Texas Ace Service Heating & Air, a trusted HVAC company serving the Dallas–Fort Worth metroplex since 2012.


'Key Note: Match the filter to the system; jumping to the highest MERV can restrict airflow on equipment that wasn't designed for it, so check your specs first,' concludes Alex. 'For most homes, MERV 8 to 11 is the sweet spot, and skip the cheap fiberglass filters (MERV 1 to 4); they protect the fan but barely clean the air,' which is a common mistake compromising your home's air quality.

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Ottilie Blackhall
Sleep Editor

Ottilie joined Homes & Gardens in 2024 as the News Writer on Solved, after finishing a Master's in Magazine Journalism at City, University of London. Now, as the Sleep Editor, she spends her days producing content on all things sleep – from mattresses and sheets to protectors and pillows, all of which she tests in her own home. She also has particular expertise in home fragrance, covering everything from candles to reed diffusers, and frequently attends showrooms, including Vispring and Frette, and events hosted by the likes of Diptyque, Jo Malone, and Malin+Goetz.

Previously, she has written for Livingetc and Motorsport Magazine, and also has a Master's degree in English Literature and History of Art from the University of Edinburgh.